BUSINESS EXPERIENCE
    September 1996 to Present - Appraiser, Kalinowski & Associates, Inc., a real estate appraisal and consultation firm in Phoenix, Arizona. Work includes consultation or appraisal of land, apartments, mobile home parks, offices, medical buildings, shopping centers, retail buildings, mini-storage facilities, industrial properties and a variety of special use properties.
    April 1993 to September 1996 - Appraiser, Mallery & Associates, a Phoenix, Arizona based real estate appraisal firm specializing in the appraisal of land, single family dwellings, condominiums, apartments, mobile home parks, offices, medical buildings, shopping centers, mini-storage facilities, light and heavy industrial properties and a variety of special purpose properties. The firm also provides consultation and appraisal review services.
    July 1990 to April 1993 - Gladstone & Company, Inc., Phoenix, Arizona: Associate Appraiser. Appraisal assignments included master planned communities, subdivisions, vacant custom home lots, vacant residential land, vacant speculative land, apartments as well as office, retail and industrial buildings. Specialized projects include bank branches, medical offices and commercial condominium projects.
 
PROFESSIONAL AFFILIATIONS
    Appraisal Institute - Candidate
    State of Arizona, Certified General Real Estate Appraiser, No. 30730
  EDUCATION
    Arizona State University, Tempe, Arizona. Bachelor of Science in Business Economics, 1990.
    The following professional courses have been successfully completed:
      "Advanced Applications," Appraisal Institute, Phoenix, Arizona, 2000.
      "Report Writing and Valuation Analysis" Appraisal Institute, Salt Lake City, Utah, 2000
      "Standards of Professional Practice, Part C," Appraisal Institute, San Diego, California, 1998.
      "Standards of Professional Practice, Part A & B," Appraisal Institute, Boulder, Colorado, 1993.
      "Subdivision Analysis," Appraisal Institute, Phoenix, Arizona, 1993.
      "Basic Income Capitalization," Appraisal Institute, Tempe, Arizona, 1993.
      "Advanced Income Capitalization," Appraisal Institute, Tempe, Arizona, 1993.
      "Basic Valuation Procedures," Appraisal Institute, Phoenix, Arizona, 1992.
      "Real Estate Appraisal Principles," Appraisal Institute, Tempe, Arizona, 1991.
    The following seminars have been successfully completed:
      "General Contractors" Arizona School of Real Estate, Scottsdale, Arizona, 1999
      "Contract Writing" Arizona School of Real Estate, Scottsdale, Arizona, 1999
      "Bankruptcy" Arizona School of Real Estate, Scottsdale, Arizona, 1999
      "Using DCF Software," Appraisal Institute, Tempe, Arizona, 1997.
      "HUD's Update of Appraisal Valuation," Phoenix Chapter of the Appraisal Institute, Tempe, Arizona, 1997.
      "Stigmatized Properties," Phoenix Chapter of the Appraisal Institute, Tempe, Arizona, 1997.
      "Navigating Computer Records" Paradise Valley Community College (PVCC), Phoenix, Arizona, 1996
      "Real Estate Trends" PVCC, Phoenix, Arizona, 1995
      "Agency Law" PVCC, Phoenix, Arizona, 1995
      "Environmental Issues" PVCC, Phoenix, Arizona, 1995
      "ADA: Awareness & Compliance" PVCC, Phoenix, Arizona, 1995
      "Foreclosure Law & Procedures" PVCC, Phoenix, Arizona, 1995
      "Fair Housing" PVCC, Phoenix, Arizona, 1995